The word ''Lakshmi'' is derived from the Sanskrit word Laksme, meaning "goal." Lakshmi, therefore, represents the goal of life, which includes worldly as well as spiritual prosperity.
There's three methods of chanting mantra:
1. Mansika- Chanting of mantra in mind.
2. Upansu-Whispering of mantra so softly that no one can hear you. Only lips move in this kind of chanting.
3. Vachika-Chanting of Mantra loudly.
I chanted 41670 times of the Lakshmi bija mantra.
What is Fate?
Fate can be changed since it is simply our karma. Karma is the latent potential of something happening in a particular way. It is a seed brought forth to this present existence. It will grow and manifest itself when the time and conditions allow. Our luck, which is our energy level (whether high or low) interacting with the cosmos energy, provides the conditions for these karmic seeds to sprout along our lifetime. Thus, to change fate, we must know our karmic tendencies (the seeds) that are innate and make conscious effort to create (good tendencies) or prevent (bad tendencies) the conditions in our life that allow their manifestations.
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